I would strongly recommend that one call insurance should be avoided like the plague. I am sure this is a scam company they took my premium no problem then after doing so two weeks later I received a letter from them stating they had cancelled my insurance giving no reasons why. What was worse they did not inform me prior to there letter so in effect for three days I was driving round thinking I had insurance with them when I didn't. After many weeks of time and stress I eventually got back my premium after threatening court action and threats to report them to the FSA. They then had the cheek to attempt to charge me for cancelling my insurance when in fact it was they who cancelled it and for no given reason. As I said at the start avoid them like the plague.