I foolishly insured my car on the day of its purchase. Rookie error but impulses purchases often make the best. So paid 480 fully comp thought expensive but like i say impulse. I have just had a renewal through bare bones policy 815 Please dont try to justify it in your mind with well different cover insurance is ever changing. Plesse do not believe such bs Insurance is for the wealthy paid for by the poor. Look where it started. Anyway digress Paid AXA 170 fully comp. Please please think They will charge you what they can get away with its called capitalism and its expensive. The rich get richer and the poorest ? Get more numerous. Peace to all stay away from these charlatans