This insurance is totally rip off..I have been to a lot of insurance but they never asked to provide the photocopy of my license,dvla check code & no claim bonus,and this insurance 1st central is the first insurance that they will changed the monthly payment because I can’t provide the no claim bonus ..they put my monthly payment 10£ more and so I cancelled it it’s totally rip off the cancellation fee plus interest for the installation,there’s no insurance that I’ve been that I need to pay for the interest when I will cancel..so before you want to get insurance in this company think millions times as they are totally rip off…