1st Central is the most corrupt and dishonest insurance company about! Took out insurance with them 3 years ago for £450 fully comp, it has gone up incrementally for the previous 2 years as to be expected this year they want £1000! I'm 43 this year, I have no claims or convictions so surely my insurance should be getting cheaper? So I went on my online account to see why it's so much and they have removed my No Claims Discount and put down on my account that I have made a claim. I haven't made a claim! I haven't even had an accident! and I certainly haven't been paid any money out! After many phone calls back and to they have finally reinstated my NCD and put it down to an admin error, but I now have a claim on my file which they say they can't remove and is affecting my insurance quotes with other companies. My theory on this is they fabricated this claim to justify such a significant increase on my renewal relying on the fact that most people will just renew without ever realising the increase or just pay rather than question it if they do notice. Avoid like the plague!!!!!!!