Do not be fooled by the low prices - this company will get its pound of flesh! I had a policy with them (and still do until I can change it) for 3 years. I had a driving conviction (3 points - SP30) and declared it to them as per their contract. I was told there would be nothing further to pay. A month later a snotty e-mail demanding £96 for this conviction - including a £50 admin fee. The policy was for £250 and the extra was almost £100 for an SP30!! I will not use them again and would prefer to pay an extra few pounds on my insurance rather then deal with them again - no doubt they will try and sting me for a cancellation fee....