My first payment this company took double. When I contacted them I was told to cancel my direct debit and pay by card which I did. When paying I asked if they needed new direction debit set up and they said no. They tried to use my old debit details which where cancelled which resulted in no payment. I was not made aware until I got an email to say my insurance was cancelled. They said they sent an email.but none was received. They now say I owe them the rest of the years premium and £50 cancellation. I am refusing as it wasn't my fault it got cancelled and I know I did not receive any communication until it was cancelled. Stay clear of this company. Defo cheaper but cheapest isn't best.