I’ve found 1st Central on an comparison website one evening, cheep price £30.00 cheaper than my current renewal, so I take out the insurance There and then. After I paid for everything I noticed that the start date was one week prior to my current insurance ran out. Try to call 1st central but they was closed. Call the following morning and been told “no problem cancel the one and take an new one out with the correct start date” all seems fine to me as it was not even 24 hours since I’ve taken it out and it’s not due to start in 2 weeks anyway. After cancelling it and take an new one out I noticed they have taken £50.00 for administrative/cancelling fees. And now I have an issue with the new one that I’ve taken out with them too. I will never ever insure with 1st central again and if you go for an cheap one, think twice. I’ve learned the hard way, learned from me!!