Do not buy anything at all of JD Williams they have become a credit card company for their high priced goods which means they start putting high amounts of interest and you will be paying off for years, been with them for 10 years and had no problems, now on my account which i pay every month i found my balance was not going down but up and sent an email to give me an explanation and still no further forward with it, wasting time with customer care because there isn't one, they are lying and also will reverse the charges of telephone calls to your mobile buffer, they are scammers, it amounts to fraud, this company should be struck off and not allowed to trade anymore, i stopped buying off them 9 months ago and i never will trade with them ever again. They are all foreign speaking people from a call centre and are taking your hard earned money each month to keep JD William in Business. The problem is who is in charge because it's not the catalogue it used to be, if you do not pay interest goes up with a £12 extra payment, i am going to take my complaint to the Citizens Advice, i suffer with health problems and high blood pressure and i have had a few mini strokes because of the pressure this company has put me through over the last 6 months. My balance on 18 October2021 was £671.78 my balance for 5 March 2022 is £638.-09 and payments each month i was paying £30 to £40 and then decided to just pay the minimum payment of £25 68 , but only £5.00 is coming off my account and the Interest of £20.00 goes to JD Williams until it can be sorted out, it is disgusting, they should be closed down, does the FCA know about what customers are having to pay, the answer i think is NO