Tried to cancel my breakdown cover after a year after realising they had deducted the premium automatically from my account, which apparently it stipulates when you take out the policy, however I did not remember this, unsurprisingly, as it was a year ago. By default if they don't here from you regarding renewal they will automatically take the money from your account and renew, as opposed to the cover lapsing, therefore if you change email address or home address depending on how you took out the cover initially you won't know it is coming from your account. Won't be using RAC again as I am struggling now to get the money back and the cover is now on a car which I no longer own, grr.