I took out personal cover for my company car and my 2 motorcycles. My car broke down on the drive and I contacted the RAC. I was asked whether my car was used for business which of course it was. They then revealed to my shock that I wasn’t covered. The car had to be personally owned and used only for social/domestic and commuting. I said that there was nothing about business use in the online form that I completed. Had there been I wouldn’t have taken out the policy. Surely business use is an “elephant in the living room” issue that should be on the form you complete. Instead RAC are saying that I should have spotted it buried in the tome of terms and conditions. I’ve since spoken to other people who hadn’t realised that their RAC policies were void as they used their cars for business. This is sharp practice and I intend taken it to the Ombudsman. Oh and because I wasn’t covered I ended up having to take out a policy with the AA to get my car sorted so that was another £240.