Honestly I enjoy my apple products up until recently when I purchased a 9th generation iPad. As i was setting up my account, it wouldn’t let me proceed until i added my credit card. This upset me dearly since my past apple product purchases, i dont recall apple requiring my card info. Yes you must provide some form of payment to purchase anything but for free apps, why is this necessary? This is really making me hate apple and will no longer purchase their products in the future. After my ipad purchase, i had multiple purchases made from my ipad i never made. The dude at apple was basically blaming me. Lol better yet apple is worth billions and doesn’t want to fix a problem you have with payments or your account hacked, they just push that along to your card company to fix.