Beware of this company, they over charged me on a replacement phone, I was charged 279.00 when I was only to be charged 99.00 due to assurion customer service processing my claim wrong.. they processed my claim as a lost phone when I told them I had the damaged phone to return to them. I then had to wait 4 days for my replacement phone when it normally takes 24 hrs. I then call assurion back they say I would have to return the new replacement phone back to them, once they receive it they would process the correct claim. Which mind you I would need to wait for a refund of 279.00 and then pay another fee of 99.00. And my kid would wait another 4 days to recieve a new phone. So that would be almost 8 to 10 days without a phone in total. I ask for a higher supervisor they direct me to a Craig in the ceo office. He offered me deals that I was not into. Such as an upgraded phone,(mind you after I return the replacement phone) or he said he would give me 1200.00 and then I would need to purchase a new device (once again how long would this process take for the refund and then to go find another device. So I ask him why they just can't credit my account the 60.00 for three months(totaling the 180.00 that I got overcharged). He tells me he needs to contact Verizon for this, calls me lastnight tells me he needs to put in writing to Verizon and would call me back today. He never called I called him to be told he has to call Verizon. He gets them on the phone for them to tell me they won't credit my account because its an assurion mistake. So basically I am out 180.00 because assurion customer service processing my claim wrong. I have been with Verizon and assurion since 2014, I have 5 lines and carry the full insurance on all my lines. This is really unacceptable in my opinion.