I pay for insurance for my iPhone with Verizon, they use Asurion as their insurance handler, in a nutshell my iPhone stopped working, I put in a claim and it was denied, put in another and it was denied again. I asked for what reason was this claim denied? "for security reasons, we can not tell you". I made calls all the way up to the corporate office to no avail. The reason I have the insurance is to have it covered if it fails to work, so a complete waste of money. They are a FRAUDULENT company, I would give zero stars if I was able.
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