My wife took out , critical illness cover with this company 10 years ago , she was diagnosed with rheumatoid arthritis this year , after months of unbearable pain her medication prescribed by an R and A specialist has eased her pain but RA is a chronic illness and I can have flare ups at anytime, aviva refused her claim because shes not severe enough, disgusting company as there claims handlers know more about RA than the specialist my wife is referred to , keep well away
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