Getting a reliable and genuine credit specialist/hacker is very rare but I am excited I found XAPCREDITSOLUTION AT GMAIL and contacted him immediately. I almost gave up on my credit report until my friend recommended XAP who upgraded my score from low 457 to 785 average FICO score within a few days without asking for so much. I had a lot of collections, derogatory, student loans, credit card debts and bankruptcy to ruin my credit but all these things are off now through the help of XAP Credit Solution. I promised to let the world know about this great guy and what he does. Go ahead to fix your credit report today by contacting him via the above email address and thank me later.