Never buy from Best Buy, which tricks people and snatches money from individuals! I bought a TV from Best Buy for an 18-month payment plan of $29/month two years ago. The person who sold it to me told me that I had to pay $29 to finish the payment in 18 months and I believed him and set up Autopay from my Bank Account and forgot about it. Three days ago I got a notification from Credit Karma that my credit score decreased by -63 points because of this card. Then I went to Best Buy online and saw there was a $574 balance on it (after paying $29/month for two years) when I dug deep down, I found out that they had added a $340 interest charge to my balance 6 months ago (August 2023 statement). I tried to talk with them up to the third level manager and they said it was a deferred interest and that was the interest for the 18 months because there was a remaining balance at the end of the 18 months and it couldn't be waived, because it is more than two months. The TV I bought $869, ended up with $1270. I paid $401 extra to close the balance and not pay extra interest to them.