Capital app sucks big time,👎👎. They are always down that transacting is next to impossible. How do u trust an inconsistent bank when everything is done digital nowadays. I am starting to hate it. I even removed my debit orders elsewhere because they are not trustworthy especially at the end of the month, it is when they suck the most. If money is kept in savings and debit orders are due, then u are in a big mess because their app shuts down just when debit orders are due. How is that? They should close down u til they sort their problem out or hire new people to deal with tech staff.