I AM A DISABLED VETERAN WHO OVER THE PAST 2 YEARS HAD TO LET MY CREDIT GO BECAUSE OF HEALTH PRIORITIES THAT WERE NOT COVERED BY VA OR OTHER INSURANCE. ANYWAY RAN INTO SOME TESTIMONIES ON SOME CREDIT BLOGS ON THE NET WHICH LED ME TO (F.I.X.M.Y.C.R.E.D.I.T at W.R.I.T.E.M.E dot C.O.M). MY CREDIT SCORES WERE AT 512 - 513 - 517 WITH THE 3 BUREAUS. NO PUBLIC RECORDS ONLY 3 OPEN ACCTS BUT SEVERAL COLLECTION ACCTS WITH HIGH BALANCES ON CARDS. WITHIN FEW WEEKS THEY WORKED ON MY CREDIT, MY SCORES IMPROVED TO 788 AND ALL COLLECTIONS, DEBTS ON CARDS WAS CLEARED OFF MY REPORT. GREAT EXPERIENCE