you phone no one answers, you go to chat in spanish i live in canada and then lemargo inc would not take my mastercard i use as i have done b4 .just sending funds to cuba would not accept my beneficuary bank acc't # so had to settle for home delivery and they in cuba would like a date when funds coming ,few days its electronic transfer .people in cuba waiting for money now. then you are almost finished with application as im on phone in cuba time out start all over so find out from lemargo as voicemail only when money arrives bastards no customer service no one answered phone at duales