Avoid them like the plague!!
I have been driving since I was 17 and now I’m 43, with a clean history of driving (no accidents) In June 2018 I was involved in a car accident where I was stationary whilst waiting to turn right. A driver hit me in the back of my car and my car was written off. The third party took responsibility, so you would assume this would be clear cut. My car insurance was up for renewal within a few weeks of the accident and we needed to buy a car in a rush because I have elderly parents that I care for and we always go on a driving holiday. Esure firstly messed us around by not giving us a replacement vehicle for 10 days, they were quite rude to deal with except for one member of staff. As renewal was coming up I called them for a quote and they ‘PROMISED’ that once they had received their money back from the other insurance company they would re-evaluate our current price and refund the difference. Bearing in ind I’ve been with them for quite a few years and I have 12 years NCB. my usual annual price is £550, I paid them £1600 or so with the expectation that they were going to re-evaluate as they said. One year later once they finally get their money back we are given £150 refund. Shocked can not describe my feelings around this, considering that over the course of the year and many phone calls they reassured me that they would refund me the difference. Long story short don’t trust them! They will make money off of your unfortunate circumstance. Apparently once you are involved in an accident you are statistically likely to have another accident, I still don’t understand why I would be punished for an accident that wasn’t my fault and how comes my new insurance is once again £550? Esure are the losers because now they’ve lost a good customer. Final comment what’s the point of paying NCB if my premium has changed because of an accident that wasn’t my FAULT! All I can say is stay away from them! Cheap, but definitely not cheerful!
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