I had made enquiries locally about finding funding to refurbish a second property I have owned for some years which, like my own property was mortgage free but my personal circumstances - including my age, being on a limited income, some previous credit history and also the fact the property is built of concrete construction were barriers to my gaining the finance and I had to say that I really had given up all hope of finding finance to refurbish the second property in order to give me the additional income when I came across the Finance Advice Centre which advertised the fact that it could provide finance in difficult circumstances. The assistance I gained from Lynn Cutts - my mortgage adviser - has been second to none and see has pulled out all the stops to find a lender who was prepared to 'take me on' which has completely changed my life and the future of my sons who will inherit both properties. I cannot fault Lynn in any way as she guided me through the process in a professional yet friendly manner and kept me informed at all times - through text and telephone calls and nothing was too much bother no matter what day or time of day she always kept to her promises - which was very much appreciated!