Avoid avoid avoid.... Today have refused to pay out for x rays and bloods for my dog when taken to vet after uncharacteristic behaviour. After examination vet suspected hip pain... All of above done and then another test due to high sodium levels to rule out addison's disease. Tests came back negative vet then suggested attendance at behaviourist so animal friends now sayi g nothing is covered. They made diagnosis themselves. Something vet is still trying to do now over 800 poun ds in debt event hough paying one of premium policies.... Shop ariun folks they are cowboys