Not all black box insurers are the same…..that’s true…carrot are…well not worth a carrot. Honest, they will come up cheapest on the price comparison sites but they are awful!! Impossible to get good scores on their dashboard unless, you , we’ll hardly use your car, just turning your ignition on/off counts a a journey, they don’t like more than 7 journeys a day, they don’t like long journeys, they don’t like short journeys, they don’t like you out in rush hour. Etc etc and here’s the kicker, if you get three red weeks on the run or 5 in a year, then they cancel your insurance and then try getting insured once an insurer has cancelled yiur policy, especially if your young, your basically f@cked, honestly, just avoid. Now my sons with co op, he’s driving exactly the same, same hours etc and his score on their dashboard is excellent.