I got my renewal through for this year for building and contents £637 . Went on money supermarket and Churchill came out at £218 for the same policy . Eventually got a better policy for £170.24 . Nobody at Churchill has given me a satisfactory answer . Paid £613 last as stupidly I thought that I was being given there best deal as I have been loyal for many years ( 6 cars as a family 2 pet and travel insurance policies all with Churchill ) now I have the time to check I think Churchill will gradually lose my business . LOYALY is a word they don't understand so look closely everybody before you pay .