This company may offer you an attractive quotation to get your business but be aware that every year thereafter they will increase your premium significantly even if you do not have a claim. Since 2010 they have increased my premium each year. By going to their website I have in most years got a cheaper quote which they have honoured. Last year they increased my premium by 20% and would not budge on it. This year they increased the premium by a further 40% of that already increased amount and tried to tell me that it was due to the increase in insurance premium tax which at 12% could not be right. Another member of their UK Insurance Group quoted me less than I paid Churchill last year. I have secured cover from a leading company at significantly less that I paid Churchill last year - AVOID.