I have a car, house and van policy with Churchill and I was always happy with the service. Unfortunately, the van insurance is now administered by Brightside Insurance Services Ltd, so Churchill is only on the letterhead, the service stops there. Brightsides first act was to take away my 9 years mirrored NCD orginally set-up by and honoured by Churchill as a long-term customer, I had 4 yrs of my own too. When my empty and parked vehicle was collided with by a stolen car being blocked in unsuccessfully by police the cost was my excess and two years NCD. I also had to manage the entire claim myself because the vehicle was leased and had to be mended by a Ford approved repair centre in accordance with the lease. Churchill/Brightside Insurance couldn't offer a Ford approved repair centre. The legal cover I had took my details but then never responded beyond that and in addition, I had vehicle replacement cover, the vehicle offered was a car, not much use for a business. A poor and costly experience after years of good service, so much for loyalty.