Avoid buying Home Emergency from Churchill My experience in buying home insurance from Churchill has been fine. However please be advised that if you buy Home Emergency from them this is provided by CET which has proved an absolute nightmare! Churchill appear to have no link with the company afterwards ie in terms of accountability / monitoring service standards and I have had an extremely poor experience. Despite logging a complaint early December with CET, when it took days to fix my heating/boiler problem, I've heard nothing back. It wasn't fixed properly as I kept having problems and finally went off again last week and I'm still without heating/hot water and no confirmation of timescale when it will be fixed.