I took out a policy for my nephew a month ago and his score has been getting increasingly lower even though I have been diligently observing his driving myself. I'm also a named driver so have been driving it myself for the past 4 days and score has got even lower! I've been driving almost 30 years with no accidents! they have emailed to say they will cancel the policy if there's no improvement in 200 miles. I have emailed Hastings today for an explanation on why this is happening?? awaiting response. Rest assured that if I'm not happy with the way this is handled I will also contact BBC watchdog with my concerns over Hastings.