Initial price of policy beat all competition, but problems from start of policy were apparent when black box scores showed my acceleration on 0 out of 100, and NEVER went above for the whole year. All other scores were on 100, setting off slower than a snail didn't help, another named driver with 40+years experience couldn't bring it up either. Had a VW data plug installed showing that my acceleration is more than acceptable, Hastings denied any inaccuracies... Stay clear of this company, reading other people's reviews, I was lucky the inaccuracies only extended this far.