currently on my second year with SmartMiles! they offered to renew my insurance at a great price, more than 50% discount from the first year! my box is accurate not had any problems at all! I would highly recommend if you are a first/new driver. Only down side is the 10pm curfew. if you are someone who works shifts or is socialable, it might not work for you! but if you find a reasonable price and speak with them direct they may be able to come up with some kind of agreement on curfew times etc..... fortunately for me it isn?t really an issue, as I rarely drive after 10 anyway. other than that, I?ve been a happy customer!