Absolute disgrace of a system that gives the underwriters more control of us than law or even legalese. My son has been on this system for 5 mths and after paying to date a large sum of money, his insurance is being cancelled because he doesn't pull away or brake correctly and drives after 10pm too much. Insurance corps like all corps are control mechanisms stealing our hard earned cash whilst controlling us like they are our parents!! Will be taking legal action, they bribed my son with "If you leave you won't have cancelled insurance to deal with" so people won't have a leg to stand on in court. We refused this disgust also!! Will be chasing down directors of both hastings and the under writers, might turn up at one of their functions!!