This is not company to do business with. I bought one of their policies on the understanding that it promotes cheaper car insurance for careful driving. What nonsense. I know how to drive. I have been driving for over 50 years which includes driving professionally for part of my driving career. I completed a year with a score of 94/100. on receiving a renewal quote from this company, the premium had risen considerably. I contacted this company and I was not given an explanation for the dramatic increase except that insurance is apparently calculated on a daily basis. I wonder then what on earth had happened on the day my renewal was created. I carried out a search and found comparable insurance much cheaper. This company places stringent restrictions with driving habits and there is no advantage. It creates an environment of dangerous intimidation from other road users and there is no reward. My message is, unless this situation is unique to me (which I doubt), don't bother with telematics. it is expensive in itself and clearly doesn't make a difference.