Just changed my bike over on my policy as brought a new bike just over 3 months left on the policy. Changed from ducati 916 with a value of over 6k so high performance bike swopped over to a 1994 old Harley 1200. Value 4k and it cost me £28 pounds so dropping my current high performance bike insurance by £12 -deduct this from the £40 admin charge. I think carole nash insurance limited are seriously ripping their loyal customers off big time. Ok I'll bite the bullet for 3 months then I'm no longer being taken the Mickey, I think this needs bringing up with The Financial Ombudsman Services Because what Carole nash are blatantly doing has got be questioned and can not continue profiteering Knowingly you will loose that years no claims discount plus incur charges if you cancel your policy. Absolutely disgraceful scam.