They send you an email to say they have made the changes you requested, when you phone them to ask what were the changes you asked them to make, changes which in fact we didn't ask to be made, thats why we were trying to find out! the divvys tell you they can't tell you because of the data protection act, What a load of dopes, Then I call them about not sending me a letter they had promised10 weeks ago, a letter detailing what had happened after they were duped and allowed someone to set up internet banking and make a £6000 transfer from an account, WHICH HAD AN INSTRUCTION ON IT STATING NO INTERNET BANKING, I have been on the phone today for 2 hours trying to find out when the internet banking had been set up so I could take the matter up with the police and GUESS WHAT they couldn't tell me because of the data protection act, Lloyds you are God's gift to scammers, Would have given -10 stars had I been able to.