Don’t be fooled by the black horse advertisements we all grew up making you think they are here to help us. This institution is the worst bank you can deal with, if they get a chance to screw you over they will. I saved £14000.00 a year on one business account by switching over to Barclays. Halifax mortgages are really really bad they was supposed to help us during the pandemic but the same again rather than put me on a new fixed interest rate they have be on variable rate . Please don’t be fooled by the advertisements that we grew up with , their institution is the worst I have come across, even the smaller banks will help you more than these cronies.