Been with them 30 years. They used to be good however their habit of locking my accout without telling me by call;text or email is gone beyond what I can deal with and am now looking for a bank with the best customer services. As I have over 500k to invest I probably will choose a private bank. Last time I called them they asked me to jog on down to my branch. I reminded them as they love to close branches my nearest is now 31 miles away and that is not going to happen. If they want to act like an online bank with no branches then dont act like they have branches. May as well be with Starling etc who actually pay interest. Lloyds 'backoffice' dept need reviewing by Lloyds top brass.