I cancelled my llyods car insurance direct debit 2 days later I rang with my debit xard details to make the monthly payment..after going through the hassle if giving my card number etc..the advidvisor said the SYstem wouldnt raje the payment brcause my record shows a dd was pending. The advisor called me back a few days later and said I could pay by card in a few days. All of the information was recorded on my record...I have been pestered in the last few days saying I need to make payment otherwise the insurance will be cancelled.And I would be charged for the months cover PLUS a £55.00 cancellation charge! I will not be renewing my policy with Llyods when the time arrives..