DO NOT GO WITH LLOYDS. Just opened a student account with Lloyds only to find out they're unlikely to provide a student overdraft if you're not working. As a masters student studying full-time with a maintenance grant which is paid Tri monthly, this is unacceptable and practically unheard of from what I can see from other banking societies. Will be closing both my useless student account immediately and my current account! Not only that, good luck getting a straight answer from someone at Lloyds, I've spoken to 4 different people today each either not knowing or unable to provide a straight answer after faffing about for 20 minutes on 3 separate telephone calls. Goodbye Lloyds!