Home insurance claim for weather damage. So many conditions like a 55mph storm or water fealling over 15mm in a set time frame. Those things don't happen enough, but yeah in Britain it rains a lot without meeting that threshold. So my policy refuses to pay out for water damage due to some arbitrary conditions. I now have a 1 year old daughter we have to drive overnight 360 miles so she can stay warm while our house decides to leak. And I have to figure out where we get the money to pay for repairs. Thanks for nothing LLoyds and you can shove the policy where Noah did when the flood stopped.