Been with this shower for nearly 30 years. They have just got worse and worse and worse. Seems the more branches they close (which is loads) the worse their on-linen and telephone "offering" becomes. Telephone "service" simply consists of scripted nonsense, obstruction, ignorance, rudeness and a total disregard for whether what they are telling you is true/accurate. Guessing and a total disregard for honest service is legion. Seemingly, the phrase "I don't know I will have to find out and get back to you" is banned, replaced with just spouting old nonsense. Promises of compensation for spending hours on the phone doesn't arrive, they ignore Subject Access Requests under the DPA ("doesn't apply to telephone conversations", please, just grow up and stop treating customers like idiots). In summary: even for a bank, truly, deeply awful service. Totally lost the plot and getting worse and worse. Avoid at all costs. What idiot bailed this lot out? Should have left them to fail as they so thoroughly deserve.