I was on hold to an advisor waiting to be put through to the 'renews' team. Due to the lines being busy, they advised me someone would call me back. Although slightly annoying as I was pushed for time, an advisor named Jason called me back within a few minutes and I renewed for another year. Jason was exceptionally helpful as was the inital advisor but ultimately, it comes down to cost. I have been with Policy expert for a few years as they always beat on price. Fortunately I've not needed to claim yet and as with all insurance firms, this is always the real test as to how obliging they are. In my experience, most businesses are more than helpful when it comes to taking your money!