Recently I had to claim for lost keys, only to discover that i wasn't covered, as my key did not have the quotemehappy tag on it. As this had been the spare keys and the tag was on the main set of keys. This was my fault as I had not read the small print, I should have requested an extra tag. Then to receive a letter from keycare. stating if I wish to make a claim in the future, I need to provide proof that I had replaced my keys. As I'd already moved on with my life and just put it down to a bad experience and promise to be more careful in the future. I would caution all those who take out insurance quote me happy to make sure you read all the small print, and for anybody who uses key care I would advise against this. but those of with key care already I wish you good luck.