I have recently taken out home insurance, was not the cheapest but in between, however i did put certain things on different category ie certain watches and the like. I unfortunately need to make a claim for a laptop which was insured separately. I sent them pictures of the damage . After a bout of interrogation on How,Why,When They want me to send them the pc (which yes they pay for) but i be without my pc for a week which is unacceptable you pay extra for service and nt to be treated like you are trying to do them .I have not claimed anything for around 10 years.