Absolute disaster of an Insurance company. It turns out that they are in no way connected with the Royal Automobile Company. The initial quote can often be attractive. Using the name of RAC you are lured in to their policy. Despite no claims and in driving the same car that is subsequently worth less with 12 months driving experience, the RAC will never reduce your quote. By the third year there is often a doubling of the initial premium and this is where RAC Insurance will always lose out. Actually cancelling the policy and moving elsewhere is an absolute nightmare. I would advise anybody that wishes to transfer their policy away from the RAC to keep copies of all e-mails sent and telephone calls made.