I have been off sick from work so was struggling to pay on direct debit, I missed the payment 2 days ago, I explained my situation and told them I could pay today and that going forward I have a new job and will pay on the 28th of the month, however, RAC & BISL decided to cancel the policy immediately and apparently they say I can't afford the monthly payment and instead I needed to pay it all off ( which obviously I couldn't do) this has left me having to pay another deposit with another insurer and take out another policy. I also have home insurance with RAC & BISL and this also will now be getting cancelled.