DO NOT GET BLACK BOX INSURANCE FROM THESE PEOPLE ! I went with RAC for my son because I thought I could trust them . Being the RAC you think they would be a reputable company . WRONG ! This was my sons 3rd year of insurance and we never had a problem with his previous insurer or his driving . In fact it was Tesco would actually rewarded him with extra miles for good driving at the end of the month . Should have realised it was trouble after the first 19 miles he’d driven . Received a red warning for driving too often in an urban area and at night . Totally ridiculous as we live in an urban area . Why insure someone who lives in an urban area if you’re not allowed to drive in it ! Anyway after a long conversation on the phone they removed it . Then suddenly he got 2 more red warnings in succession for breaking too hard on 9 occasions in a month . If someone brakes in front of you or pulls out are you supposed to just hit them then . Then they said he drove at 31 mph in a 30 zone . Who’s to say their box is the same as the speedo . No one wanted to come and check and the guy was very arrogant on the phone when I asked them to . Finally they said they were going to cancel his policy because of these stupid restrictions . Their only advice was to drive below the speed limit to be sure . Not very helpful at all . If they had cancelled his policy it would have had to be declared on future applications and then his insurance would have gone sky high , so I bit the bullet and cancelled it myself before they could do any damage . It meant he lost no claims bonus but saved us a few thousand in renewal elsewhere. NEVER EVEN THINK ABOUT INSURING WITH RAC . Read reviews first . My mistake was I didn’t because if I had I’d never have used them from all the bad reviews on here . Good luck anyone who has .