Absolute shocker, this is basically daylight robbery. Tried insuring myself with a black box just to lower my monthly costs. Turns out in the end I’m spending more than I’m actually saving. I started off with a reasonable amount that I would be paying each month, 4 months later this has increased to over £100 a month and I’m struggling to understand why. First I was quoted at a reasonable amount which I was happy to pay each month. Then they came back to me a week later saying that there has been some changes to my policy, for which I was charged an extra £20 per month. First I was unhappy but was willing to go ahead with it (as it’s still cheaper than other insurance companies). Now comes the big one. I have recently moved house and now I’ve been told that my premium would go up another £80 per month. So in total, where I should’ve been paying less, I’m being charged just over £100 more on my policy just for changing my address. I understand taking into account that premiums are based on where you live, how many points, length of driving experience etc, I just can’t comprehend a black box insurance company to be charging over £100 in the 4 months I’ve been with them. Not to mention the admin charge of £30 just to change my address. A disgusting company, one that doesn't live up to the title of ‘reputable’.