I had tu claim for a burgulary that occurred at my propper in sept 2015 they wouldn't let me claim for my daughters belongings that had been stolen from my property they said because she didn't live with me anymore that she'd av tu claim off her insurance for her stuff knowing very well her stuff was taken from my property wen the burgulary happened in my opinion I think this was out of order my daughters lost her stuff because she has no ins of her own I do think that if anything has been stolen from ur property whether ur daughter lives with u or not u should stil be covered after all it has been stolen from ur property an not hers I was very disappointed with co op my father in laws been with them 45yrs an he's even disappointed as well with them it has made us think whether they would stick tu Wat they say in ur agreements wen u take it out with them or whether they'd come up with other excuses tu try tu get out of that one in my eyes I don't trust them anymore an we have now moved away from them so all I say is beware Wat they promise but don't come up with