Do not get Co-Op insurance, they are terrible. I have a 2012 Camry that was in excellent shape. It was backed into in a Walgreens parking lot and the rear bumper and light were broken/dented. The estimate to fix was $1081, their adjuster said it was not worth more than $780. They (Co-op) were not even paying the insurance, the other driver's insurance was. But MY insurance company said that my 2012 was not worth getting a new bumper, I had to get a used one. DO NOT GET CO-OP INSURANCE. They like your money coming in, but don't want to work to keep it. Word to the wise!