SCAM ALERT: Home Depot and Citibank have a scam going with customers on their 12 months interest free offer on appliances! Purchased 3 appliances and was told if I used my Home Depot card, I could get the 12 months interest free. So I decided to do that but also had a $15 coupon they had sent me. I was never told that if I used coupon, I couldn’t get the interest free. Called store and went there twice to have the coupon taken off purchase and was told that they didn’t know that Citibank changed their terms and there was nothing they could do. I am able to pay off the appliances but feel bad for anyone else this happens to who does not have the money to pay it off. The interest rate is horrible and I was charged $70 for the one month. Needless to say both my husband and I will be closing our Home Depot accounts and will drive a little further to go to Menards!! Now I know why Menards is always more busy than Home Depot!!!